Evanston IL Real Estate

I thought I should publish the following poem I found:

Is this the real life-
Is this just fantasy-
Caught in a mortgage-
With no escape from reality-
Open your eyes
Check out Kevin’s site and see-
I’m just a poor boy, I need no sympathy-
Because I’m easy come,easy go,
Rates are high, turnover low,
Anyway the wind blows, doesn’t really matter to me,
To meMama, just bought a home,
Got an ARM with nothing down,
For a McMansion out of town,
Mama, life had just begun,
But now I’ve gone and thrown it all away-
Greenspan ooo,
Didn’t mean to make me cry-
When he said ARMs were just the way to fly-
Carry on, carry on, as if nothing really matters-

Too late, the sheriff’s come,
Turned in my McMansion key-
My family thrown out on the street,
Goodbye everybody-I’ve got to go-
Gotta leave you all behind and face the truth-
Lerah ooo- (any way the wind blows)
I can see you lied,
You spun the truth and ruined, people’s lives-

I see a little silhouetto of a man,
Ber-nan-ke, Ber-nan-ke will you do the Rate-Adjusto-
Quarter-point and lightning-very very frightening me-
Alan Greenspan, Alan Greenspan,
Alan Greenspan Alan Greenspan
Alan Greenspan figaro-WhereDidHeGo-o-o-o-o-
I’m the new Fed Chief and nobody loves me-
He’s just the Fed Chief thrown into uncertainty-
Spare him his life from Greenspans monstrosity-
Easy come easy go-, will you let me go-
Ber-nan-ke! No- we will not let you go-let him go-
Ber-nan-ke!! We will not let you go-let him go
Ber-nan-ke! We will not let you go-let me go
Will not let you go-let me go
Will not let you go let me go
No, no, no, no, no, no, no-
Mama mia, mama mia, mama mia let me go-
AlanG has a devil put aside for me, for me, for me-

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posted by Marinite at 6/02/2006 10:40:00 AM   

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It has been years since you purchased your home and you now have decided to payoff your mortgage. So what do you do ?I recently received a call from someone who was asking me this very question.

Well, if you remember your closing when you purchased, you were given all sorts of legal documents to sign from your lender. One of these documents was a promisory note and a mortgage (deed of trust). The deed of trust is recorded as a lean by the lender in the county where the property is located.

After you make your final mortgage payment both documents should be returned to you by the lender stamped “paid and cancelled”. The cancelled promissory note is proof that you paid the mortgage in full and the deed of trust which was recorded as a lean on the property needs to be released.

Different lenders will have different procedures to release such trusts. You should call your lender to see if they will take care of recording the release of your mortgage. if they say yes, then my recommendation is to go to the county recorders office or call them and give them the original deed of trust document number and ask them to search to see if the lender has recorded the release. If this has not been done, then I recommended you request the lender mail you the stamped ‘paid and cancelled” promissory note and deed of trust and go to the county recorders office and have it released.

Finally, keep all records in a Safety box for future records. Remember, when you decide to sell you will be asked to give clear title to the property and these documents are your proof.