I have been a realtor for over 10 years and in a family owned Finance Business for 8 years and it is my opinion that Banks Should Stay out of the Real Estate Business and do what they do best LEND MONEY. I recently had an experience doing a short sale where I had 7 offers and I could not get the bank to accept the highest and best offer we had which was over list price. If you have been in this business long enough you know “Your first offer is usually your best offer” so why does the bank think their property is worth more. I know for a fact that as soon as they put the property back on the market there will be a price reduction and they will get less for the property. So again I say to them “Do you want to be in the Real Estate Business or Lending Business?” Remember another cliche” Time is of the Essence” or in the Finance business ” Time Value of Money”. Money received today is worth more than money received in the future…